Looking forward to working with you
Fleet Mortgages has a different underwriting process for Portfolio Landlords. You will find all the details of how to submit your application as well as useful documents to help guide you through the process.
How we define a Portfolio Landlord: Fleet Mortgages has a different underwriting process for Portfolio Landlords where all applicants, individually or collectively, own 4 or more existing mortgaged BTL properties or 3 mortgaged properties where an application is being submitted to Fleet Mortgages to purchase a fourth.
We work with CoreLogic to give our intermediary partners access to the Buy to Let Hub This makes it quick and easy for you to submit details of your clients’ property portfolio to us.
To commence underwriting, both an Existing Property Portfolio Schedule and Portfolio Landlord Questionnaire are required.
Where all applicants, individually or collectively, own 4 or more existing mortgaged BTL properties, or 3 mortgaged properties where an application is being submitted to Fleet to purchase a fourth, we will request a property schedule that details the portfolio. Information is gathered via CoreLogic (Buy to Let Hub) allowing instant submission in real-time direct to our underwriters stress testing the whole portfolio at 125% @ 5% with a maximum overall LTV of 75%. If you already have previous data stored within the hub, you can use that information to create a new portfolio submission for Fleet Mortgages.
You can enter the details of your client’s property portfolio directly into a spreadsheet which you can download here
We have combined a simple business plan and cashflow forecast into an easy-to-complete questionnaire – only existing landlords are required to complete the questionnaire: Portfolio Landlord Questionnaire
We have created a step-by-step guide to help you when using the Buy to Let Hub including FAQs. Download the Guide.
Download
BTL Hub User Guide
We have collated a list of useful links and contact details for BTL customers.
Below you will find some useful ‘how-to’ videos. You can come back here any time to review should you need.
Looking forward to working with you
FOR INTERMEDIARY USE ONLY Fleet Mortgages only sells its mortgage products through authorised brokers and intermediaries. The information contained on this website is, as a result, intended for authorised brokers and intermediaries only. No one else should use this information as a basis for any financial decisions. Please contact your financial adviser. Registered in England No: 08663979
